| Virgin
Home Insurance
Virgin
, one of the most trusted and reputable brands, now offer great
value home insurance.
Virgin
Home Insurance Key Features:
What
does Virgins buildings insurance cover?
As well as covering the structure of your home, Vrigin's buildings
insurance also covers the cost of things like architects, surveyors
and builders if you have to rebuild your home.
What
does Virgins contents insurance cover?
All
the things inside your house that aren't permanently fixed –
so your sofa's covered, as are your TV, microwave, toaster, wardrobes,
rugs, shelves and everything else you'd pack up and take with you
if you moved.
Valuables – up to £1,500 for a single item or collection.
The things in your garden – up to £500.
Replacement door locks if your keys are stolen – up to £500.
The cost of new title deeds if they're damaged while they're in
your home or bank – up to £250.
Freezer contents – up to £500.
Money while it's in the house – up to £300.
Home contents while you're moving house.
Occupiers and personal liability cover – up to £1,000,000.
Home office equipment, like a computer, printer or fax machine –
up to £5,000.
Accidental damage to your TV, video player, DVD player, home computer,
hi-fi and TV games consoles.
Glass and mirrors.
Tenant's liability cover – up to 20% of the sum insured.
Employer's liability cover – up to £10,000,000.
We’ll also increase your cover by 10% over Christmas and if
someone in your family gets married we’ll up the cover by
the same amount. For free.
Your buildings and contents are covered against:
fire,
smoke, lightning, explosion or earthquake,
riot, civil commotion and political disturbances,
storm or flood,
theft, attempted theft, vandalism or other malicious acts,
oil or water escaping from your heating system or appliances, and
subsidence or landslip.
Virgin also offer a range of optional Extras:
Accidental
Damage – you can add this to your buildings, contents or both.
Personal Possessions – this covers personal stuff when it's
outside your home, things like your camera, jewellery and mobile
phone.
Family Legal Protection – gives you access to a team of legal
experts. If you need to make a claim, we'll pay up to £50,000
of your costs.
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