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Auto Direct Home Insurance
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Auto Direct Home / Contents Insurance

Autodirect are one of the uk's leading sources of uk home and contents insurance. At the time of writing this article , their website publishes the following terms and conditions for anyone looking for an online quote.

Limits on cover required

The buildings cover required does not exceed £800,000 (a survey may be required over £250,000)
The contents cover required does not exceed £250,000 (a theft survey may be required over £100,000)
The personal possessions cover required does not exceed £30,000.


The buildings of your home:
must be free from signs of damage due to subsidence, heave or landslip (such as external or internal cracks)
must have never suffered from subsidence, heave or landslip and have never been monitored for such
must not be in an area where there has been or is evidence of subsidence, heave or landslip.

There are no trees or shrubs within 5 metres (17 feet) of your home (whether on or off your premises) which are more than 3 metres (10 feet) tall.

The Premises
Your home must be :
within the boundaries of the United Kingdom
neither let, lent, or sub-let
of standard construction, i.e. built of brick, stone or concrete and roofed with slates, tiles, asphalt, metal or concrete
in a good state of repair and will always be maintained as such
in an area that is free from flooding and has never suffered from flooding.

If you are requesting buildings cover:
your home must not be a flat
your home must not be rented or leased.

 

Other companies:
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